As we move towards the end of 2025, it is sensible to take stock of any disposals you have made during the year and consider your Capital Gains Tax position. CGT arises when a profit is made on the disposal of certain assets, including shares, cryptocurrencies, investment properties, land, and other chargeable assets.

Big investments can shape the future of a business but only if they’re made with clarity and purpose. Whether you're thinking about upgrading equipment, investing in new technology, expanding your premises, or adding a new fleet vehicle, large purchases should be assessed not just for affordability, but for impact. A rushed or reactive decision can tie up working capital, increase debt, and reduce flexibility. A well-considered one can drive growth, reduce inefficiency, and support long-term strategy.